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Please… sit up straight and pay attention class, elbows off the desks. If you currently have an individual (not group) California health insurance plan with either Anthem Blue Cross OR Blue Shield, prepare for rate hikes heading our way October 1, 2010. The rate hikes range from 14% to 20% with Anthem Blue Cross, and… Continue reading Take A Hike!
ObamaCare — aka Patient Protection and Affordable Care Act — aka PPACA — aka PeePeeCaCa — is about to launch the first round of big changes in health insurance plans in every state, every insurance company, every plan, every one. No later than 9/23/10, there can be no lifetime limits on health plan coverage. This… Continue reading Change Is The Only Constant
Want more take-home money in your paycheck? Of course you do! If you’re an employee (not an independent contractor) and are looking for ways to have more $$$$ in your checking account, then this article is for you. Eva Rosenberg, aka TaxMama, has some great advice… it’s even easy to follow! The Insurance Mom wants… Continue reading How To Add $$$$ To Your Paycheck
The Insurance Mom says that everything is negotiable… including the cost of your medical care. You wouldn’t think twice about negotiating with an car dealer or a CraigsList vendor, right? Well, you can — and should — do the same with your doctors, labs and hospitals. Saving money is a good thing! The Insurance Mom… Continue reading It Never Hurts To Ask!
So you thought the new Health Care Reform law was on your side, didn’t you? Ha. Not so much. There is nothing in the new law that will stop these unintended (but predictable) consequences. A provision of the new “stealth” care reform law says that insurance companies must issue health insurance to children, regardless of… Continue reading Unintended Consequences
The Insurance Mom wants you to stay pro-active about your preventive care (aka annual check-ups). Besides keeping some yummy chicken soup handy, having annual check-ups will keep you well-informed about your lifestyle and future health care choices. Something sort of good has actually been included in the federal government’s “stealth” care reform bill. As of… Continue reading Be Pro-Active and Preventive
In March of 2010, Congress passed and President Obama signed the Affordable Care Act—the new health law. The law creates a new program – the Pre-Existing Condition Insurance Plan — to make health coverage available to you if you have been denied health insurance by private insurance companies because of a pre-existing condition. A couple… Continue reading Uninsured? Uninsurable?
If you or anyone you know is currently on Medicare and enrolled in a Part D drug plan, the new “Stealthcare” reform laws enacted this year are now starting to offer you a small safety net… really small. If you reach the dreaded “doughnut hole” — that place where you have to pay full price… Continue reading Doughnut holes, hold the coffee
Here’s an interesting opinion piece from the NY Times. At least they’re willing to acknowledge that the rising health care costs are a primary reason for rising health insurance premiums.
As I told you at the beginning of this actuarial dance, the State’s findings will be different from those of Anthem BC’s. Et voila! As a result of the State’s actuarial analysis, the following is hot off the presses: Commissioner Poizner released the following statement today regarding Anthem’s decision to withdraw its rate filing: “This… Continue reading For Your Immediate Reading – Anthem Blue Cross will not be raising rates