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COBRA

COBRA is short for the Consolidated Omnibus Budget Reconciliation Act.  It is a federal law that allows people to continue benefits for a period of time after group health coverage ends. COBRA applies after a job loss, reduction in hours, death or divorce. The person usually pays the entire premium plus two percent.

No Kids… Free Birth Control!

That’s right, the rumor is true… being responsible no longer costs money!   Under the federal reform laws, as of August 1, 2012, almost all health insurance plans cover your generic birth control 100%.   No co-pays, cash or credit card required to protect you and your man against an unexpected pregnancy. The federal law says that… Continue reading No Kids… Free Birth Control!