Brought to you by Alison Gordon Insurance Services, Inc. CA license #0780178
Life since the Affordable Care Act is an interesting environment. Everything is changing at such a rapid pace, no one knows how to keep up. Hospitals are in the same boat, too! In a recent study, 75% of hospitals have reported an increase of emergency room traffic since the ACA started. Not only that, but… Continue reading ACA woes? Hospitals and Docs feel it too!
Hurray! On 5/11/15, the Department of Health and Human Services (ObamaCare) told insurance companies they HAVE to give ladies access to ALL federally approved methods of birth control. NO EXCEPTIONS! Women’s groups have been reporting that IUD’s, Plan B, the patch, and the ring have been refused by many insurance companies. According to the White… Continue reading Good news for the ladies!!
You’re a smart shopper. You do your research. You clip coupons. You read Yelp reviews, compare online ratings and costs. So why is it when it comes to your health, you don’t do the same? The Insurance Mom is here to help you be your own best advocate. In this new world of Affordable-Care-Act-madness here… Continue reading YOU’RE A COMPARISON SHOPPER FOR OTHER THINGS, THEN WHY NOT FOR MEDICAL STUFF?
ALL networks are getting skinner and anorexic, reducing your choices for 2015. In 2014, the biggest problem with doctor networks came with plans purchased on Covered CA. It was hard to determine if your doctor took the Covered CA plans. The Covered CA search engine was incorrect and removed from the website. Some doctors only… Continue reading Will YOU Be My Doctor?!
With all the changes in health insurance, everyone seems to be talking only about monthly premiums. But what about access to your favorite doctors who may not be in your plan’s network anymore? You may be seeing a lot of ads on Proposition 45, which has to do with how rates are regulated (see my… Continue reading Rates, Schmates! What About Doctor Networks?!
If you know anything about the Affordable Care Act (ObamaCare), you know that the next Open Enrollment period is coming up (Nov. 15th – Feb. 15th for a Jan. 1st and later start date.) Everyone’s first question to me is “how much will my monthly premium be?” We don’t have enough info yet to compare. … Continue reading How Much Will it Cost to Get Covered in 2015?
Are you aware that the deadline for open enrollment to get health insurance is quickly approaching? Well then, you’re not alone! In a recent survey, 55% of Americans are unaware that they won’t be able to apply for health insurance after March 31st (unless after that date, they have a big life change like a… Continue reading Deadline approaching . . . get on it, kiddies!
Did you know? If you are in California and have an individual health insurance policy with Aetna, you are being abandoned on January 1, 2014. Because of certain provisions in ObamaCare (aka The Affordable Care Act aka ACA), Aetna has decided to get out of the California individual market (can anyone say “profit margin”?) and… Continue reading Aetna Bites The Dust
ObamaCare — aka The Affordable Care Act — is set to launch 1/1/14. For California residents… this summer you’re going to be bombarded with radio and TV ads about the “Health Care Exchanges” or “Marketplaces” — known in California as “Covered California.” ObamaCare will not necessarily save you money and it will not necessarily get… Continue reading ObamaCare and You
… that you’re entitled to every bit of information in your own medical records? Thanks to the Health Insurance Portability and Accountability Act of 1996 (HIPAA), that’s one of your rights as a patient. Ask yourself: “Do I really know what’s in my medical records?”, and if you don’t, then make sure you get a copy… Continue reading Did the doctor tell you… ?