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That’s how my brains feel! It’s been several months since I’ve been here, but there has been SO much going on in the wacky world of health insurance and health care reform I’m having trouble keeping up with it. I’m having even more trouble filtering it all down so that I can make some sense… Continue reading Scrambled Eggs and Mashed Potatoes!
If you’re in California, then please sit up and pay attention ’cause this one’s for YOU! The new federal “stealth” care reform laws specify that by 1/1/14, health insurance “exchanges” in every state must be implemented. The exchanges will allegedly be designed as a health insurance online mall, giving consumers better tools to compare and… Continue reading Can I Exchange This?
The Insurance Mom loves her colleagues around the country… they are a very smart bunch! Especially Ric Joyner, a benefits specialist in Madison, WI, who writes an excellent benefits blog. If you value your hard-earned money, I really want you to take a few moments to read how health care reform will impact your life… Continue reading The Other Side Of The Story
Please… sit up straight and pay attention class, elbows off the desks. If you currently have an individual (not group) California health insurance plan with either Anthem Blue Cross OR Blue Shield, prepare for rate hikes heading our way October 1, 2010. The rate hikes range from 14% to 20% with Anthem Blue Cross, and… Continue reading Take A Hike!
So you thought the new Health Care Reform law was on your side, didn’t you? Ha. Not so much. There is nothing in the new law that will stop these unintended (but predictable) consequences. A provision of the new “stealth” care reform law says that insurance companies must issue health insurance to children, regardless of… Continue reading Unintended Consequences
The Insurance Mom wants you to stay pro-active about your preventive care (aka annual check-ups). Besides keeping some yummy chicken soup handy, having annual check-ups will keep you well-informed about your lifestyle and future health care choices. Something sort of good has actually been included in the federal government’s “stealth” care reform bill. As of… Continue reading Be Pro-Active and Preventive
In March of 2010, Congress passed and President Obama signed the Affordable Care Act—the new health law. The law creates a new program – the Pre-Existing Condition Insurance Plan — to make health coverage available to you if you have been denied health insurance by private insurance companies because of a pre-existing condition. A couple… Continue reading Uninsured? Uninsurable?
Here’s an interesting opinion piece from the NY Times. At least they’re willing to acknowledge that the rising health care costs are a primary reason for rising health insurance premiums.
If you are: 1. A parent whose young adult child is about to be taken off of your health insurance plan because they’re all grown up (well done!), or 2. A young adult who is about to be taken off of your parents’ health insurance plan because you’re all grown up (good job!), … then… Continue reading Hey Kids, This One’s for YOU (and parents too)!
“Blaming the insurance industry for the cost of health care is like blaming the waiter for the price of the meal.” Remember, health insurance is how you pay for health care (aka medical care). Health insurance and medical care are two entirely different things! But the politicians have done an amaaazing job of blurring the… Continue reading I Love This Quote!