Health Insurance Archives

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Good news for the ladies!!

Hurray! On 5/11/15, the Department of Health and Human Services (ObamaCare) told insurance companies they HAVE to give ladies access to ALL federally approved methods of birth control. NO EXCEPTIONS! Women’s groups have been reporting that IUD’s, Plan B, the patch, and the ring have been refused by many insurance companies. According to the White… Continue reading Good news for the ladies!!

YOU’RE A COMPARISON SHOPPER FOR OTHER THINGS, THEN WHY NOT FOR MEDICAL STUFF?

You’re a smart shopper. You do your research. You clip coupons. You read Yelp reviews, compare online ratings and costs. So why is it when it comes to your health, you don’t do the same? The Insurance Mom is here to help you be your own best advocate. In this new world of Affordable-Care-Act-madness here… Continue reading YOU’RE A COMPARISON SHOPPER FOR OTHER THINGS, THEN WHY NOT FOR MEDICAL STUFF?

The Insurance Mom is on KPCC!

Check out this great article by Stephanie O’Neill at KPCC about brokers and the Affordable Care Act. So pleased she did this article and flattered she asked me to participate. https://www.scpr.org/news/2015/04/29/51313/some-brokers-encounter-hard-times-under-the-afford/ Give it a listen or a read and let me know your thoughts below.

PPO, HMO, or EPO? What’s in a name?!

What’s with the alphabet soup? What’s it all mean? How will it inform your choices? Understanding the differences in these 3 plan types is essential in understanding health insurance in this new wacky market. HMO Say your toe hurts and you’re on an HMO (aka Health Maintenance Organization.) Where do you go first, the podiatrist? … Continue reading PPO, HMO, or EPO? What’s in a name?!

Why we love John Oliver OR How to get a free lunch!

The Insurance Mom is a big fan of “Last Week Tonight” with John Oliver. I thoroughly enjoyed his expose (which aired on 2/8/15) about the relationship between doctors and pharmaceutical companies. The gist is this . . . it has been a long-time practice of pharmaceutical companies buying doctors lavish lunches, providing divine holidays, inviting… Continue reading Why we love John Oliver OR How to get a free lunch!

Limited time only! Didn’t know about the tax penalty? Let’s get you health insurance

What’s Open Enrollment? What’s a tax penalty!? If you’re asking these questions, YOU NEED OUR HELP! If you are uninsured and were unaware that there is a tax penalty for not having health insurance, give us a call! We have until April 30th to get you on a new plan… Pronto!

Good News for All You Ladies in CA!

Ladies! Were you excited to hear that the new federal law, The Affordable Care Act (ObamaCare,) would make it so your health insurance would cover your birth control, but then were disappointed to find out that your specific brand was the exception to that rule? Well, the State of California has passed SB 1053 that… Continue reading Good News for All You Ladies in CA!

Covered California Less Confusing The Second Time Around?

If you’re one of the 1.2 million California residents currently enrolled in a health insurance plan through Covered California, renewing your plan for 2015 may be a bit of a mess. Here’s what’s coming. It’s a bulky two-step process that could confuse you and cause a minor panic attack. If you’re already insured through Covered… Continue reading Covered California Less Confusing The Second Time Around?

Are you OK with one person taking control of what happens to your medical bills?

I don’t think I’ve ever politicized a blog post. This could be a first. So you’ve gotta know how important it must be. Proposition 45 will be on the ballot in November. Prop 45 is a flawed, deceptive measure that will increase costs for consumers and (maybe) harm the quality of our health care. A… Continue reading Are you OK with one person taking control of what happens to your medical bills?

Is your medication worth $84,000? You tell me . . .

I just read an article about new drug treatments for Hepatitis C. Hep C is the #1 cause of liver transplants in America. Serious problem, right? Drug companies have come up with a serious answer . . . but to the tune of $1,000 per pill, making one course of treatment with this new drug… Continue reading Is your medication worth $84,000? You tell me . . .