WOW! The Insurance Mom just went global! How cool is THAT?!!
Brought to you by Alison Gordon Insurance Services, Inc. CA license #0780178
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Brought to you by Alison Gordon Insurance Services, Inc. CA license #0780178
WOW! The Insurance Mom just went global! How cool is THAT?!!
The Insurance Mom wants to know… does this make ANY sense to you? Last year it became possible for an unhealthy, uninsurable person to get guaranteed health insurance. The government enacted the Pre-Existing Condition Insurance Plan (PCIP). It’s available. It’s affordable. And the benefits aren’t too bad either. Sounds too good to be true, doesn’t… Continue reading I’d like to trust them, but…
If you bought your health insurance after 3/23/10 or made any changes at all to a plan you bought before 3/23/10, you have a Non-Grandfathered Plan. It must meet the requirements of the federal reform laws known as the Patient Protection and Affordable Care Act (PPACA).
If you bought your health insurance before 3/23/10 and haven’t made any changes to it since, you have a Grandfathered Plan. It does not have to meet the requirements of the federal reform laws known as the Patient Protection and Affordable Care Act (PPACA).
As confusing and aggravating as the new health care reform laws are, in CA there is actually some good news starting 1/1/11. Shortly after the reform law was enacted on 3/23/10, the insurance companies stopped accepting applications for children only (the explanation is long and boring, but if you want to know the back story… Continue reading Children, children, children… Pay Attention!
That’s how my brains feel! It’s been several months since I’ve been here, but there has been SO much going on in the wacky world of health insurance and health care reform I’m having trouble keeping up with it. I’m having even more trouble filtering it all down so that I can make some sense… Continue reading Scrambled Eggs and Mashed Potatoes!
If you’re in California, then please sit up and pay attention ’cause this one’s for YOU! The new federal “stealth” care reform laws specify that by 1/1/14, health insurance “exchanges” in every state must be implemented. The exchanges will allegedly be designed as a health insurance online mall, giving consumers better tools to compare and… Continue reading Can I Exchange This?
“They” say that today, September 23, 2010, is a milestone in health care reform, or as I’ve affectionately been calling it, Stealth Care Reform. Some of the new federal mandates go into effect today, but will affect only some of you: 1. Removal of pre-existing condition exclusions for minors up to age 19. But, the… Continue reading Today’s The Day in Health Care Reform
The Insurance Mom loves her colleagues around the country… they are a very smart bunch! Especially Ric Joyner, a benefits specialist in Madison, WI, who writes an excellent benefits blog. If you value your hard-earned money, I really want you to take a few moments to read how health care reform will impact your life… Continue reading The Other Side Of The Story
Please… sit up straight and pay attention class, elbows off the desks. If you currently have an individual (not group) California health insurance plan with either Anthem Blue Cross OR Blue Shield, prepare for rate hikes heading our way October 1, 2010. The rate hikes range from 14% to 20% with Anthem Blue Cross, and… Continue reading Take A Hike!