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The Insurance Mom’s Handy Cheat Sheet!

Are you confused and frustrated by your health insurance?  Having health insurance can be like eating your broccoli … necessary but not fun. But now, you can understand more about how to make your insurance money work for you!  Here it is … your one stop guide to health insurance cheat sheet: The Insurance Mom Cheat… Continue reading The Insurance Mom’s Handy Cheat Sheet!

Big changes for Blue Shield 2014 and onwards.

Chad Terhune is a favorite author around this office.  He writes great articles like this one about what’s going on in the health insurance market.  https://www.latimes.com/business/la-fi-blue-shield-audit-20150705-story.html#page=1  In it, he breaks down what happened with a recent audit on Blue Shield’s funds.  Here’s the Mom’s boiled down version. Blue Shield has been a non-for-profit since 1939.  In recent… Continue reading Big changes for Blue Shield 2014 and onwards.

ACA woes?  Hospitals and Docs feel it too!

Life since the Affordable Care Act is an interesting environment.  Everything is changing at such a rapid pace, no one knows how to keep up.  Hospitals are in the same boat, too! In a recent study, 75% of hospitals have reported an increase of emergency room traffic since the ACA started.  Not only that, but… Continue reading ACA woes?  Hospitals and Docs feel it too!

The Insurance Mom is on KPCC!

Check out this great article by Stephanie O’Neill at KPCC about brokers and the Affordable Care Act.  So pleased she did this article and flattered she asked me to participate. https://www.scpr.org/news/2015/04/29/51313/some-brokers-encounter-hard-times-under-the-afford/ Give it a listen or a read and let me know your thoughts below.

Open Enrollment Announcement! Extension!

Hello, kiddies!  The emails just started flying in.  The new news is that Open Enrollment has been extended on Covered California for those who are currently uninsured.  It will now end April 30th. 2015. I was just about to post a funny piece on winding down from Open Enrollment, but I suppose that will wait… Continue reading Open Enrollment Announcement! Extension!

Good News for All You Ladies in CA!

Ladies! Were you excited to hear that the new federal law, The Affordable Care Act (ObamaCare,) would make it so your health insurance would cover your birth control, but then were disappointed to find out that your specific brand was the exception to that rule? Well, the State of California has passed SB 1053 that… Continue reading Good News for All You Ladies in CA!

Will YOU Be My Doctor?!

ALL networks are getting skinner and anorexic, reducing your choices for 2015. In 2014, the biggest problem with doctor networks came with plans purchased on Covered CA.   It was hard to determine if your doctor took the Covered CA plans.  The Covered CA search engine was incorrect and removed from the website.    Some doctors only… Continue reading Will YOU Be My Doctor?!

Rates, Schmates! What About Doctor Networks?!

With all the changes in health insurance, everyone seems to be talking only about monthly premiums.   But what about access to your favorite doctors who may not be in your plan’s network anymore? You may be seeing a lot of ads on Proposition 45, which has to do with how rates are regulated (see my… Continue reading Rates, Schmates! What About Doctor Networks?!

How Much Will it Cost to Get Covered in 2015? 

If you know anything about the Affordable Care Act (ObamaCare), you know that the next Open Enrollment period is coming up (Nov. 15th – Feb. 15th for a Jan. 1st and later start date.) Everyone’s first question to me is “how much will my monthly premium be?” We don’t have enough info yet to compare. … Continue reading How Much Will it Cost to Get Covered in 2015? 

Time to Vote! Pay attention to Prop 45!

As you know, I normally don’t share my political opinions with clients.   However, Proposition 45 is on this November’s ballot and it will have a direct impact on your health insurance… and not in a good way. As your agent, I feel compelled to make you aware of Proposition 45 and why I so strongly… Continue reading Time to Vote! Pay attention to Prop 45!