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Health Care Reform — or as the broker community calls it, Stealth Care Reform — has come to a stand still. Politicians have done an excellent job of blurring the definitional lines between health care and health insurance… and then had the audacity to slowly and subtly alter their conversation with the public (and the… Continue reading Stick a Fork In It! Health Care Reform is Done
It’s taken EIGHT years! CA is finally revealing its new regulations specifying just how long your HMO doctor can make you wait for an appointment. And it will be another 12 months before the provisions are implemented. CA had to actually legislate how quickly HMO doctors must see their patients, return phone calls and take… Continue reading HMO News for Californians
I think his predictions are probably right. What do you think? Read Daschle’s predictions in the NY Times.
I came across this interesting piece from Public Plan Facts and The Morning Sun (Pittsburgh, PA). The letter’s author seriously questions the plausibility of a government-appointment Public Health Plan “Czar.” Read the short and to-the-point letter here. How much control over your health do you really want to give to the Washington powers-that-pretend-to-be?
Happy Merry HoHoHo! The House and Senate have passed the legislation; Obama is expected to sign quickly. This will help you in two ways: The eligibility period has been extended to February 28, 2010. Which means that if you become eligible for continuation of your group benefits under the COBRA laws, you will still… Continue reading COBRA Subsidy Extention DID happen!
This is good news for anyone who is currently enrolled in a group health insurance plan under the Federal COBRA or California Cal-COBRA laws. The House of Representatives has approved a 6-month extension of the Federal subsidy to help you pay the premiums. Now the bill — HR 3326 — is on its way to… Continue reading COBRA Subsidy Extension Could Happen
If you have health insurance that allows you to have a Health Savings Account (HSA) here’s a little factoid. In 2010, the annual tax-deductible contribution has been increased to $3050 for individuals and $6150 for families. HSAs are great money-management tools. If you don’t have a Health Savings Account watch here for more factoids and… Continue reading Money Matters! HSAs are your friends!
The Insurance Mom wants you to be a good little money manager. Think of an HSA like an IRA, but for medical expenses… and dental, vision, prescription and over-the-counter expenses too! ** Contributions to your HSA are tax-deductible — reduce your taxable income, pay less taxes. Very nice. ** Your money earns interest tax free,… Continue reading The Magic of Health Savings Accounts – what you need to know
Remember that as of January 1st, your deductible will re-set to ZERO and you get to start all over again for 2010. Got FAQs? www.TheInsuranceMom.com is the place to go for answers!