March 3, 2011

Brought to you by Alison Gordon Insurance Services, Inc. CA license #0780178

Non-Grandfathered Plan

If you bought your health insurance after 3/23/10 or made any changes at all to a plan you bought before 3/23/10, you have a Non-Grandfathered Plan. It must meet the requirements of the federal reform laws known as the Patient Protection and Affordable Care Act (PPACA).

Grandfathered Plans

If you bought your health insurance before 3/23/10 and haven’t made any changes to it since, you have a Grandfathered Plan. It does not have to meet the requirements of the federal reform laws known as the Patient Protection and Affordable Care Act (PPACA).