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Time to Vote! Pay attention to Prop 45!

As you know, I normally don’t share my political opinions with clients.   However, Proposition 45 is on this November’s ballot and it will have a direct impact on your health insurance… and not in a good way. As your agent, I feel compelled to make you aware of Proposition 45 and why I so strongly… Continue reading Time to Vote! Pay attention to Prop 45!

Around the world in 80 seconds…

WOW!   The Insurance Mom just went global!   How cool is THAT?!!

Uninsured? Uninsurable?

In March of 2010, Congress passed and President Obama signed the Affordable Care Act—the new health law.  The law creates a new program – the Pre-Existing Condition Insurance Plan — to make health coverage available to you if you have been denied health insurance by private insurance companies because of a pre-existing condition. A couple… Continue reading Uninsured? Uninsurable?

Albert Einstein was SO smart!

I love this quote: “We can’t solve problems by using the same kind of thinking we used when we created them.” Hmmm… somehow I just know I can find a way to apply this to the Patient Protection and Affordable Care Act (aka HR 3950, aka health care reform, aka stealth care reform).

Are You an Employee or an Independent Contractor?

Watch out!  The IRS is cracking down on cheating companies!   This recent article is from Parade Magazine: Some labor-force experts predict that 50% of jobs created in the economic recovery will go to contractors, consultants, or other temporary employees.  That’s good news for employers, since these “contingent workers” cost 30% less than full-time staff (no… Continue reading Are You an Employee or an Independent Contractor?

Your Government’s Health Insurance Plan

I have it on good authority that you’ll be able to contact one of the following newly created federal boards and commissions to get help with your government-sponsored health insurance.  Which one will you choose? 1. Grant program for consumer assistance offices (Section 1002, p. 37) 2. Grant program for states to monitor premium increases… Continue reading Your Government’s Health Insurance Plan

More on Health Care Reform

Here’s another easy-to-read article about “stealth” care reform from CNN.  If you have employer-based health insurance, this could effect you and your employer.   And, for some, not in a good way.   Remember, that if your employer’s costs are going up, those cost increases are going to be passed along to you.   I especially like one… Continue reading More on Health Care Reform