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Pop Quiz! Did you study LTC?

Whether or not you’ve studied the articles in the last week on Long Term Care Insurance, The Insurance Mom has a pop quiz to see if you’re ready for Long Term Care Insurance!   Answer the following for yourself and your family, True or False: I’m between the ages of 40-65 or I have parents… Continue reading Pop Quiz! Did you study LTC?

Final of the LTC Study Series

Does Medicare cover long-term care expenses?  The answer may surprise you!  Let’s take a look back at a recent post on LTC to round out our LTC education . . . There was an easy-to-read article in the LA Times about Long-Term Care Insurance which spelled it out very nicely. If you haven’t given much thought to how… Continue reading Final of the LTC Study Series

What’s the cost of getting older? $90,000 a year!

$90,000.   That’s a lot of money!   On a national average, it’s what you’ll pay  if  your Mom or Dad lands in a nursing home for a year (and the average stay is 2.5 years).  That’s really a ton o’money!! If your Mom or Dad would prefer to get better at home (and who wouldn’t?), today the cost of home… Continue reading What’s the cost of getting older? $90,000 a year!

Repost! 4 Simple Rules About Long Term Care Insurance

Another oldie but a goodie (with some updates) about Long Term Care Insurance.  Is it time for you or your parents to think about Long Term Care Insurance?  Here’s 4 quick rules about LTC . . . — First, always consult with a qualified broker, like The Insurance Mom! Second, buy a plan that’s affordable.  Don’t go… Continue reading Repost! 4 Simple Rules About Long Term Care Insurance

Revisiting A Short Course on LTC

Now that we have a bit of a handle on Open Enrollment for health insurance, I am getting nostalgic on my old blog posts and found this goodie on LTC: Did you know that at least 60% to 70% of people over 65 will eventually need long term care, either at home or in a… Continue reading Revisiting A Short Course on LTC

Open Enrollment Announcement! Extension!

Hello, kiddies!  The emails just started flying in.  The new news is that Open Enrollment has been extended on Covered California for those who are currently uninsured.  It will now end April 30th. 2015. I was just about to post a funny piece on winding down from Open Enrollment, but I suppose that will wait… Continue reading Open Enrollment Announcement! Extension!

Good News for All You Ladies in CA!

Ladies! Were you excited to hear that the new federal law, The Affordable Care Act (ObamaCare,) would make it so your health insurance would cover your birth control, but then were disappointed to find out that your specific brand was the exception to that rule? Well, the State of California has passed SB 1053 that… Continue reading Good News for All You Ladies in CA!

Will YOU Be My Doctor?!

ALL networks are getting skinner and anorexic, reducing your choices for 2015. In 2014, the biggest problem with doctor networks came with plans purchased on Covered CA.   It was hard to determine if your doctor took the Covered CA plans.  The Covered CA search engine was incorrect and removed from the website.    Some doctors only… Continue reading Will YOU Be My Doctor?!

Rates, Schmates! What About Doctor Networks?!

With all the changes in health insurance, everyone seems to be talking only about monthly premiums.   But what about access to your favorite doctors who may not be in your plan’s network anymore? You may be seeing a lot of ads on Proposition 45, which has to do with how rates are regulated (see my… Continue reading Rates, Schmates! What About Doctor Networks?!

How Much Will it Cost to Get Covered in 2015? 

If you know anything about the Affordable Care Act (ObamaCare), you know that the next Open Enrollment period is coming up (Nov. 15th – Feb. 15th for a Jan. 1st and later start date.) Everyone’s first question to me is “how much will my monthly premium be?” We don’t have enough info yet to compare. … Continue reading How Much Will it Cost to Get Covered in 2015?