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$90,000. That’s a lot of money! On a national average, it’s what you’ll pay if your Mom or Dad lands in a nursing home for a year (and the average stay is 2.5 years). That’s really a ton o’money!! If your Mom or Dad would prefer to get better at home (and who wouldn’t?), today the cost of home… Continue reading What’s the cost of getting older? $90,000 a year!
Another oldie but a goodie (with some updates) about Long Term Care Insurance. Is it time for you or your parents to think about Long Term Care Insurance? Here’s 4 quick rules about LTC . . . — First, always consult with a qualified broker, like The Insurance Mom! Second, buy a plan that’s affordable. Don’t go… Continue reading Repost! 4 Simple Rules About Long Term Care Insurance
Now that we have a bit of a handle on Open Enrollment for health insurance, I am getting nostalgic on my old blog posts and found this goodie on LTC: Did you know that at least 60% to 70% of people over 65 will eventually need long term care, either at home or in a… Continue reading Revisiting A Short Course on LTC
Hello, kiddies! The emails just started flying in. The new news is that Open Enrollment has been extended on Covered California for those who are currently uninsured. It will now end April 30th. 2015. I was just about to post a funny piece on winding down from Open Enrollment, but I suppose that will wait… Continue reading Open Enrollment Announcement! Extension!
Exclusive Provider Organization. An EPO network is a PPO-HMO mash-up. Benefits are available only IN the EPO network. Like a PPO network, you can pick and choose your own doctors at any time. But there are NO benefits OUT of the network, except for emergencies.