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Essential Health Benefits

As of 1/1/14, under the Affordable Care Act (ACA) there will be 10 Essential Health Benefits that every health insurance plan must include: 1.  Ambulatory patient services 2.  Emergency services 3.  Hospitalization 4.  Maternity and newborn care 5.  Mental health and substance use disorder services, including behavior health treatment 6.  Prescription drugs 7.  Rehabilitative and… Continue reading Essential Health Benefits

Advance Premium Tax Credit (APTC)

As of 1/1/14, under the Affordable Care Act (ACA), this is the amount of help you will get from the federal government to help you pay for health insurance IF you qualify and only IF you buy health insurance through an online Exchange, aka Marketplace or in California known as Covered California.  The APTC is… Continue reading Advance Premium Tax Credit (APTC)

Subsidies

As of 1/1/14, under the Affordable Care Act (ACA), this is the amount of help you will get from the federal government to help you pay for health insurance IF you qualify and only IF you buy health insurance through an online Exchange, aka Marketplace or in California known as Covered California.  Subsidies are also… Continue reading Subsidies