The Insurance Mom, brought to you by Alison Gordon Insurance Services, Inc, CA Lic. 0780178

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Good news!  Anthem Blue Cross has announced that Hospital Corporation of America’s California hospitals once again participate in Anthem BC’s’ network.

In Southern California:

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IMPORTANT IMPORTANT IMPORTANT IMPORTANT

Anthem Blue Cross has been unable to re-negotiate its contracts with the following hospitals, so they are now considered out-of-network.

In Southern California:

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Please… sit up straight and pay attention class, elbows off the desks.   If you currently have an individual (not group) California health insurance plan with either Anthem Blue Cross OR Blue Shield, prepare for rate hikes heading our way October 1, 2010.

The rate hikes range from 14% to 20% with Anthem Blue Cross, and 19% to 29% for Blue…

Here’s an interesting opinion piece from the NY Times.   At least they’re willing to acknowledge that the rising health care costs are a primary reason for rising health insurance premiums.

As I told you at the beginning of this actuarial dance, the State’s findings will be different from those of Anthem BC’s.  Et voila!  As a result of the State’s actuarial analysis, the following is hot off the presses:

Commissioner Poizner released the following statement today regarding Anthem’s decision to withdraw its rate filing:

“This is a great victory for…

For subscribers in California, Anthem Blue Cross has announced that it will NOT be increasing individual premiums on 5/1/10 and for the foreseeable future, or at least until the State’s actuaries have completed their analysis of the proposed increase that had been scheduled for 3/1/10.    The company must give subscribers a 30-day written notice prior to increasing premiums.   …

If you are:

1.  A parent whose young adult child is about to be taken off of your health insurance plan because they’re all grown up (well done!), or

2.  A young adult who is about to be taken off of your parents’ health insurance plan because you’re all grown up (good job!),

… then this is good news is…

This past weekend Anthem BC announced that, due to public and political reactions, the anticipated 3/1/10 rate changes have been postponed for a couple of months, to 5/1/10.

Prior to an insurance carrier raising rates, CA State law says an insurer must prove that at least 70% of its income (your insurance premiums) is legitimately being spent on your medical…