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Here are 5 tips from The Insurance Mom about Health Insurance you know only if you have an insurance broker — Read On! You can’t just get individual health insurance any old time. Enroll only during Open Enrollment! The next one is November for coverage starting January 1st. If you have coverage at work, you… Continue reading 5 Tips From Your Insurance Broker!
You think your insurance company is bad?! Check out the latest bovine defecatory material about Aetna from CNN. We all know medical claims can be a nightmare to handle… How would you feel if something like this happened to YOU? The Insurance Mom says BE YOUR OWN BEST ADVOCATE! Stay involved. Keep informed.
Holy cow, folks! What a crazy time for health insurance! Politics aside, The Insurance Mom wants you to be really, totally clear about what’s happening in the wacky world of health insurance. The first thing most clients ask me these days is about pre-existing conditions. What if I have an illness before I buy health… Continue reading Are AHCA concerns making you sick? Pre-existing conditions and MacArthur and more….
Did you know? If you are in California and have an individual health insurance policy with Aetna, you are being abandoned on January 1, 2014. Because of certain provisions in ObamaCare (aka The Affordable Care Act aka ACA), Aetna has decided to get out of the California individual market (can anyone say “profit margin”?) and… Continue reading Aetna Bites The Dust
If you’re in California and have health insurance in California, then this one’s for you. As of 7/1/12, you’re all going to have maternity benefits added to your existing coverage. Wahoo! Yes, it’s true… SB 222 and AB 210, passed last year by our illustrious governor, are going to give each and every one of… Continue reading Kids, kids, kids…
Getting a prescription from your doctor doesn’t mean you don’t have choices about how to spend your money. Ask your doctor if a generic drug is available and make sure it’s in the same class of drugs as the expensive brand name drug he wants to you to buy. Generics have the same active ingredients,… Continue reading Wanna Save Some Money (part 3)?
Need to get lab work done, such as blood or urine tests, PAP test or biopsy? Think about using a lab that isn’t located in or part of a hospital. They’re often way less expensive than a hospital lab, and some health insurance plans have a lower co-pay for outside labs. And many outside labs… Continue reading Wanna Save Some Money (part 2)?
The Insurance Mom wants to know… does this make ANY sense to you? Last year it became possible for an unhealthy, uninsurable person to get guaranteed health insurance. The government enacted the Pre-Existing Condition Insurance Plan (PCIP). It’s available. It’s affordable. And the benefits aren’t too bad either. Sounds too good to be true, doesn’t… Continue reading I’d like to trust them, but…
“They” say that today, September 23, 2010, is a milestone in health care reform, or as I’ve affectionately been calling it, Stealth Care Reform. Some of the new federal mandates go into effect today, but will affect only some of you: 1. Removal of pre-existing condition exclusions for minors up to age 19. But, the… Continue reading Today’s The Day in Health Care Reform
ObamaCare — aka Patient Protection and Affordable Care Act — aka PPACA — aka PeePeeCaCa — is about to launch the first round of big changes in health insurance plans in every state, every insurance company, every plan, every one. No later than 9/23/10, there can be no lifetime limits on health plan coverage. This… Continue reading Change Is The Only Constant