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Welcome back, folks! Thanks for following our series, “What’s Up, Doc?” here’s Part 2: What to do before your visit. You’ve read the first part in our series, “How Do I Find a Doctor?” and you’ve found a doctor you like. Now let’s dive into the visit. What to do before your visit. … Continue reading “What’s Up, Doc?” Blog Series Part 2: What Do Before Your Visit
Wanna get more out of your visit with the doctor? Here’s a great 2005 LA Times article coupled with expertise from The Insurance Mom herself. Despite the new world order created by the Affordable Care Act, this info will still help you find a doctor! Watch for our new multi-part blog series, “What’s Up, Doc?”… Continue reading “What’s Up, Doc?” Blog Series Part 1: How to Find a Doctor
Here’s PART TWO: Affordable Meds in our series we call . . . “The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry” You’ve followed PART ONE and you understand how your plan works and the formulary (aka list of drugs your insurance company covers.) Now what if your drug isn’t in the formulary?? … Continue reading PART TWO: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry
Here’s PART ONE in our series we call . . . “The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry” PART ONE: EDUCATE YOURSELF! The Affordable Care Act has created a LOT of confusion for everyone – especially the doctor’s offices! Educate yourself about your plan and how it works before you go to… Continue reading PART ONE: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry
Hi Insurance Mom Family, OK, let’s talk prescriptions. But Mom… they’re so expensive! I know, sweetie. The Insurance Mom hears you. Yet another (un)intended consequence of the Affordable Care Act… formulary shrinkage. The formularies are the lists of drugs your insurance company covers – generic and brand name. Most people just pay up… Continue reading Intro: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry!
Are you confused and frustrated by your health insurance? Having health insurance can be like eating your broccoli … necessary but not fun. But now, you can understand more about how to make your insurance money work for you! Here it is … your one stop guide to health insurance cheat sheet: The Insurance Mom Cheat… Continue reading The Insurance Mom’s Handy Cheat Sheet!
CALLING ALL SMALL BUSINESS OWNERS!!! Are you aware of the big health insurance changes coming in 2016?? The Affordable Care Act (aka ObamaCare) will create a tsunami that may really change your health insurance benefits. Small Groups used to be classified as 2-50 employees. In 2016, it will change to 1-100 employees. This major shift… Continue reading Big changes are coming for small business owners….
Got life insurance at work? Great! Leaving the job for something bigger and better? Congrats! Retiring from the daily grind? Have fun! But… heads-up! You can’t take your cheap, affordable term life insurance with you. I bet you didn’t know that, right? You can only keep your cheap, affordable term life insurance if you change… Continue reading You Can’t Take it With You — Life Insurance That Is!
Good news… perhaps! If you have health insurance through Covered California (the CA exchange/marketplace), new limits have been set on how much you’ll pay for those expensive monthly “specialty” drugs. Starting January 1st, 2016, you’ll see some upgrades in your prescription benefits. Covered California ruled that Silver, Gold, and Platinum plans will have a… Continue reading Good news for people with pricey $$ prescriptions!
Do YOU have enough bucks tucked under the mattress for that OMG-unexpected-high-medical-expense? And, they’re always unexpected! How will you pay for stuff? Most people don’t have enough saved up for that OMG! time… or even for sushi next week. I have some great ideas… like an automatic savings plan, like life insurance, like disability insurance,… Continue reading Have YOU planned for the OMG??!