The Insurance Mom, brought to you by Alison Gordon Insurance Services, Inc, CA Lic. 0780178

… that you’re entitled to every bit of information in your own medical records? Thanks to the Health Insurance Portability and Accountability Act of 1996 (HIPAA), that’s one of your rights as a patient. Ask yourself: “Do I really know what’s in my medical records?”, and if you don’t, then make sure you get a copy of your chart!

It’s…

Starting 1/1/14, the Affordable Care Act (ACA) will make Congress members and their staffs buy their own health insurance (for the first time ever!).  And they have to use the new public exchanges to do it.   BUT..  they’re all in a tizzy about what it’s going to cost them and are looking for ways to squirrel out of participating in…

My brain hurts from trying to learn all of the rapidly changing rules-regulations-guidelines-deadlines-laws-exceptions-mandates regarding the Affordable Care Act.   Just when I think I’ve learned (and remembered!) something new — bam! — it all changes again.

But here’s a short, easy-to-read, piece from Bottom Line Secrets — 3 easily answered (and understood) myths about health care reform.

That’s right, the rumor is true… being responsible no longer costs money!   Under the federal reform laws, as of August 1, 2012, almost all health insurance plans cover your generic birth control 100%.   No co-pays, cash or credit card required to protect you and your man against an unexpected pregnancy.

The federal law says that health insurance plans must now…

If you’re in California and have health insurance in California, then this one’s for you.

As of 7/1/12, you’re all going to have maternity benefits added to your existing coverage.  Wahoo!

Yes, it’s true… SB 222 and AB 210, passed last year by our illustrious governor, are going to give each and every one of you this brand new benefit…

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Good news!  Anthem Blue Cross has announced that Hospital Corporation of America’s California hospitals once again participate in Anthem BC’s’ network.

In Southern California:

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IMPORTANT IMPORTANT IMPORTANT IMPORTANT

Anthem Blue Cross has been unable to re-negotiate its contracts with the following hospitals, so they are now considered out-of-network.

In Southern California:

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The Insurance Mom wants YOU to be a good money manager, and here’s one tool you can use painlessly, immediately and easily.  And, best of all, it’s free!

MyRxSavings is a pretty cool prescription discount program.  Go to the site, print out your discount card and you’re off to the land of saving money!  You can even print out manufacturer’s…

Zero is good when you eat zero carbs or have zero zits.   But zero is not so good when you have zero bars on your phone or on January 1st every year.    Why?    The Insurance Mom is so proud you asked such a good question.

Because every January 1st most health insurance deductibles re-set to… ZERO!   That’s right.   No matter…

The Insurance Mom is thrilled to tell you how to save even more money on your prescriptions if you have those pesky cholesterol problems and have been taking — or are about to start taking — Lipitor.

The 17-year patent has finally expired… wahoo!  Now the drug is available in generic form.    Atorvastatin is the generic name to ask about…