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Hey, CALIFORNIA… here’s info about your INDIVIDUAL health insurance for 2019

READ ME… ALL OF ME!! It’s time to talk about individual HEALTH INSURANCE for 2019 — OPEN ENROLLMENT is starting 10/15/18 Information is starting to roll in.   BUT we’re still waiting for the FINAL RATES. What we know so far: There WILL BE rate increases — no, I don’t know how much yet There are… Continue reading Hey, CALIFORNIA… here’s info about your INDIVIDUAL health insurance for 2019

You think YOUR insurance company is bad?

You think your insurance company is bad?! Check out the latest bovine defecatory material about Aetna from CNN. We all know medical claims can be a nightmare to handle… How would you feel if something like this happened to YOU? The Insurance Mom says BE YOUR OWN BEST ADVOCATE!   Stay involved.  Keep informed.  

Truth or (do you) Dare About Medical Care?

Thank you for coming back!  This is our final and MOST IMPORTANT segment for our medical care blog series, Are YOU ready for Single Payer?  The whole reason we dove into this topic was because of SB 562, the Healthy California Act. On 6/23/17, CA Assembly Speaker Anthony Rendon (D-Lakewood) shelved the proposal saying it… Continue reading Truth or (do you) Dare About Medical Care?

What’s going on with healthcare today!?

Are YOU confused about healthcare?  We all are!  There are some VERY big things being discussed right now regarding healthcare insurance.  But we read all the articles and boil it down into an easily digestible stew.  Here’s the inside scoop from The Insurance Mom! While a lot is happening in Washington, there’s even more urgent… Continue reading What’s going on with healthcare today!?

Open Enrollment is almost here– Are YOU Ready!?

  Calling all insured and soon-to-be-insured!  Open Enrollment is JUST AROUND THE CORNER…. November 1 through January 31st.  Have you made an appointment to talk to your Insurance Mom? We posted this back in August in preparation and wanted to remind you what’s new for 2017.  Please review! —————————————————————————————————————————————— Are you ready for health insurance… Continue reading Open Enrollment is almost here– Are YOU Ready!?

Health Insurance Forecast for 2017– Are YOU Prepared?

Hello, Friends!   Are you ready for health insurance news for NEXT year??   Sit, get cawfee, or a cocktail and let’s tawk!   This interesting article from the NY Times and this one from the Free Beacon each have loads of important info, but here’s the gist….   The SAME news: the NEXT open enrollment… Continue reading Health Insurance Forecast for 2017– Are YOU Prepared?

Intro: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry!

Hi Insurance Mom Family,   OK, let’s talk prescriptions.  But Mom… they’re so expensive!  I know, sweetie.  The Insurance Mom hears you.   Yet another (un)intended consequence of the Affordable Care Act… formulary shrinkage.    The formularies are the lists of drugs your insurance company covers – generic and brand name.   Most people just pay up… Continue reading Intro: The Insurance Mom’s Guide to Better Living Through (Cheaper) Chemistry!

Good news for the ladies!!

Hurray! On 5/11/15, the Department of Health and Human Services (ObamaCare)  told insurance companies they HAVE to give ladies access to  ALL federally approved methods of birth control.  NO EXCEPTIONS! Women’s groups have been reporting that IUD’s, Plan B, the patch, and the ring have been refused by many insurance companies.  According to the White… Continue reading Good news for the ladies!!

Time to Vote! Pay attention to Prop 45!

As you know, I normally don’t share my political opinions with clients.   However, Proposition 45 is on this November’s ballot and it will have a direct impact on your health insurance… and not in a good way. As your agent, I feel compelled to make you aware of Proposition 45 and why I so strongly… Continue reading Time to Vote! Pay attention to Prop 45!

Long-Term Care Clarity!

Does Medicare cover long-term care expenses?  The answer may surprise you!   There was a neat article this week in the LA Times about Long-Term Care Insurance which spelled it out very nicely.   If you haven’t given much thought to how you’d pay for long term care expenses, you’re not alone.    Most of us haven’t.… Continue reading Long-Term Care Clarity!