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December 30th, 2010

Children, children, children… Pay Attention!

As confusing and aggravating as the new health care reform laws are, in CA there is actually some good news starting 1/1/11.

Shortly after the reform law was enacted on 3/23/10, the insurance companies stopped accepting applications for children only (the explanation is long and boring, but if you want to know the back story send The Insurance Mom an e-mail and I’ll fill you in).   If you wanted to insure a child on an individual policy, then a parent had to also apply, even if Mom or Dad didn’t need the coverage.   What a pain!

Thanks to a new CA law — AB 2244 — there is now a short window of opportunity to get your child health insurance all by themselves on an individual policy.  From 1/1/11 to 3/1/11, CA insurance companies are accepting applications for your kids — solo.    The policy will be issued regardless of your kids’ current health status or health history — guaranteed!

What a nice way to start the new year!

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