Here are all the articles I've written about Exhanges. Enjoy!

June 17th, 2013

ObamaCare and You

ObamaCare — aka The Affordable Care Act — is set to launch 1/1/14.

For California residents… this summer you’re going to be bombarded with radio and TV ads about the “Health Care Exchanges” or “Marketplaces” — known in California as “Covered California.”

ObamaCare will not necessarily save you money and it will not necessarily get you better coverage.
It will ONLY make sense for you to move to a Covered California plan  (aka The Exchange or Marketplace) IF you are eligible for a subsidy.  The premium assistance offered by California is only for people who earn less than 400% of the Federal Poverty Level.   (We will have a “subsidy calculator” available starting 10/1/13 to help us figure it out for you, but not until then.)
If you’re in California, please e-mail me before you do anything with your current coverage and I will advise you on the best action.  I can and will walk you through every step of the way, whether it’s a Covered California plan or a private one.

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