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If you’re a FREELANCER in CA (aka INDEPENDENT CONTRACTORS) — read all of this to protect your $$$ ! The Insurance Mom wants to make you aware of a recent CA Supreme Court ruling. It could really HURT you as a FREELANCER. If you HIRE freelancers, this new state law could hurt you as a… Continue reading Freelancers & Independent Contractors! A new CA law could HURT your status!
As you know, I normally don’t share my political opinions with clients. However, Proposition 45 is on this November’s ballot and it will have a direct impact on your health insurance… and not in a good way. As your agent, I feel compelled to make you aware of Proposition 45 and why I so strongly… Continue reading Time to Vote! Pay attention to Prop 45!
Does Medicare cover long-term care expenses? The answer may surprise you! There was a neat article this week in the LA Times about Long-Term Care Insurance which spelled it out very nicely. If you haven’t given much thought to how you’d pay for long term care expenses, you’re not alone. Most of us haven’t.… Continue reading Long-Term Care Clarity!
Since so many of you are freelancing these days, The Insurance Mom wants you to be fully aware of how to manage your self-employment income and expenses, especially those handy little tax-deductible expenses. But watch out, the IRS is reducing your tax-deductible business mileage. So, drive carefully and now, drive less!
Just a quick heads-up about your taxes. The Insurance Mom wants you to act like a grown-up (even if you don’t feel like one!) and be a responsible money manager. 1. If you are self-employed and paying quarterly estimated taxes, your 2009 4th quarter taxes are due 1/15/10. 2. 1099s must be issued no later… Continue reading Taxing News