Business Archives

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You Can’t Take it With You — Life Insurance That Is!

Got life insurance at work? Great! Leaving the job for something bigger and better? Congrats! Retiring from the daily grind? Have fun! But… heads-up! You can’t take your cheap, affordable term life insurance with you. I bet you didn’t know that, right? You can only keep your cheap, affordable term life insurance if you change… Continue reading You Can’t Take it With You — Life Insurance That Is!

Will YOU Be My Doctor?!

ALL networks are getting skinner and anorexic, reducing your choices for 2015. In 2014, the biggest problem with doctor networks came with plans purchased on Covered CA. It was hard to determine if your doctor took the Covered CA plans. The Covered CA search engine was incorrect and removed from the website. Some doctors only… Continue reading Will YOU Be My Doctor?!

Time to Vote! Pay attention to Prop 45!

As you know, I normally don’t share my political opinions with clients. However, Proposition 45 is on this November’s ballot and it will have a direct impact on your health insurance… and not in a good way. As your agent, I feel compelled to make you aware of Proposition 45 and why I so strongly… Continue reading Time to Vote! Pay attention to Prop 45!

Long-Term Care Clarity!

Does Medicare cover long-term care expenses? The answer may surprise you! There was a neat article this week in the LA Times about Long-Term Care Insurance which spelled it out very nicely. If you haven’t given much thought to how you’d pay for long term care expenses, you’re not alone. Most of us haven’t.… Continue reading Long-Term Care Clarity!

3-2-1… Zero!

Zero is good when you eat zero carbs or have zero zits. But zero is not so good when you have zero bars on your phone or on January 1st every year. Why? The Insurance Mom is so proud you asked such a good question. Because every January 1st most health insurance deductibles re-set to…… Continue reading 3-2-1… Zero!

Can I Exchange This?

If you’re in California, then please sit up and pay attention ’cause this one’s for YOU! The new federal “stealth” care reform laws specify that by 1/1/14, health insurance “exchanges” in every state must be implemented. The exchanges will allegedly be designed as a health insurance online mall, giving consumers better tools to compare and… Continue reading Can I Exchange This?

Change Is The Only Constant

ObamaCare — aka Patient Protection and Affordable Care Act — aka PPACA — aka PeePeeCaCa — is about to launch the first round of big changes in health insurance plans in every state, every insurance company, every plan, every one. No later than 9/23/10, there can be no lifetime limits on health plan coverage. This… Continue reading Change Is The Only Constant

How To Add $$$$ To Your Paycheck

Want more take-home money in your paycheck? Of course you do! If you’re an employee (not an independent contractor) and are looking for ways to have more $$$$ in your checking account, then this article is for you. Eva Rosenberg, aka TaxMama, has some great advice… it’s even easy to follow! The Insurance Mom wants… Continue reading How To Add $$$$ To Your Paycheck

For Your Immediate Reading – Anthem Blue Cross will not be raising rates

As I told you at the beginning of this actuarial dance, the State’s findings will be different from those of Anthem BC’s. Et voila! As a result of the State’s actuarial analysis, the following is hot off the presses: Commissioner Poizner released the following statement today regarding Anthem’s decision to withdraw its rate filing: “This… Continue reading For Your Immediate Reading – Anthem Blue Cross will not be raising rates

Anthem Blue Cross alert

For subscribers in California, Anthem Blue Cross has announced that it will NOT be increasing individual premiums on 5/1/10 and for the foreseeable future, or at least until the State’s actuaries have completed their analysis of the proposed increase that had been scheduled for 3/1/10. The company must give subscribers a 30-day written notice… Continue reading Anthem Blue Cross alert