If you know anything about the Affordable Care Act (ObamaCare), you know that the next Open Enrollment period is coming up (Nov. 15th – Feb. 15th for a Jan. 1st and later start date.)
Everyone’s first question to me is “how much will my monthly premium be?”
We don’t have enough info yet to compare. Not all of the rates have been approved by the CA Department of Insurance. But we do know the word on the street from going to conferences and doing lots of reading. The Insurance Mom is here to translate!
There were a couple of great articles by Chad Terhune in the LA Times on 10/3/14 and 9/28/14. For plans purchased through Covered CA, weighted increases in 2015 will range from 4.2% to 8% statewide (depending on where you live, it could be lower or higher).
But… actually using the plans is a whole different story! That prompted two blog more posts about doctor networks AND why everything is so different after the ACA. Click the links to read all about it!
4 comments
You are so wrong. My children who are under 26, DEFINITELY binfeet already from the provisions of the Affordable Health Care Act. You guys are living in the Stone Age. Have you ever been to Europe? Have you ever been denied coverage because of a totally unrelated “pre-existing” condition? This law will enable us to move forward and actually begin cutting healthcare costs. THIS is what will bankrupt the US not the provision of universal healthcare, shared by all Americans, as it is in every other civilized country on this planet. Last of all, rationing is what we have NOW in our healthcare system. It’s immoral and despicable.
Hi Robo… Thanks so much for participating in a convo with The Insurance Mom! I appreciate your perspective and understand your frustration. Yes, I have been to Europe… I’m British and still part of the NHS system. And, yes, I am more than familiar with pre-existing conditions, so I totally get your comments. There are many perspectives on many sides of the same coin, so thanks for sharing your unique experiences.
You are so wrong. My children who are under 26, DEFINITELY binfeet already from the provisions of the Affordable Health Care Act. You guys are living in the Stone Age. Have you ever been to Europe? Have you ever been denied coverage because of a totally unrelated “pre-existing” condition? This law will enable us to move forward and actually begin cutting healthcare costs. THIS is what will bankrupt the US not the provision of universal healthcare, shared by all Americans, as it is in every other civilized country on this planet. Last of all, rationing is what we have NOW in our healthcare system. It’s immoral and despicable.
Hi Robo… Thanks so much for participating in a convo with The Insurance Mom! I appreciate your perspective and understand your frustration. Yes, I have been to Europe… I’m British and still part of the NHS system. And, yes, I am more than familiar with pre-existing conditions, so I totally get your comments. There are many perspectives on many sides of the same coin, so thanks for sharing your unique experiences.