Here are all the articles I've written about Life Insurance. Enjoy!

August 13th, 2015

You Can’t Take it With You — Life Insurance That Is!

Got life insurance at work?   Great!

Leaving the job for something bigger and better?  Congrats!

Retiring from the daily grind?   Have fun!

But… heads-up!   You can’t take your cheap, affordable term life insurance with you.   I bet you didn’t know that, right?    You can only keep your cheap, affordable term life insurance if you change it to the more expensive permanent sort of life insurance (aka “whole life”).

What, Insurance Mom?   Tell me what to do!!   Take a deep breath and give The Insurance Mom a call.   Let’s chat about what type of life insurance you should have, and how much life insurance you really need.   We want your family to have choices, not expenses, right?   Right!!

The Insurance Mom’s got you covered… phew!…

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June 24th, 2015

Have YOU planned for the OMG??!

Do YOU have enough bucks tucked under the mattress for that OMG-unexpected-high-medical-expense?  And, they’re always unexpected!  How will you pay for stuff?   Most people don’t have enough saved up for that OMG! time… or even for sushi next week.    I have some great ideas… like an automatic savings plan, like life insurance, like disability insurance, like Long Term Care Insurance.

Call The Insurance Mom… we should tawk!…

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June 10th, 2015

Can you measure the value of time?

Tim Wiholt, an insurance broker from Nashville, wrote this lovely LinkedIn post.  I adored it!  I just had to share his sentiments.

Life by the numbers . . . the average person lives to be about 80.  We spend roughly the first 20 years learning, the last 20 retiring, and the 40 in the middle ‘making a life.’

His message?  We all have the same amount of time on this little planet.   Make those precious minutes for the time in the middle count.  And take care of yourself mentally, physically, and financially to enjoy those last 20.

The best way to make sure the latter 20 years go smoothly is to plan ahead with Long Term Care insurance.  The best way to make sure your loved ones are protected is to get Life insurance, so your family has choices, not expenses.  No way to predict the future, but there is such a thing as smart planning.

Bravo, Tim!  Wiser words were never spoken.  Read the whole article with tips on time management here: https://www.linkedin.com/grp/post/42972-5989768525483438081

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April 20th, 2015

Why life insurance is a good idea, in one sentence

Simply put, your loved ones will be left with choices – not just expenses.

That’s why The Insurance Mom wants you to think really hard about life insurance.…

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July 9th, 2014

Long-Term Care Clarity!

Does Medicare cover long-term care expenses?  The answer may surprise you!

 

There was a neat article this week in the LA Times about Long-Term Care Insurance which spelled it out very nicely.

 

If you haven’t given much thought to how you’d pay for long term care expenses, you’re not alone.    Most of us haven’t.   But, the BIG question is:   Would you be able to afford it?

 

In California, the average annual cost for long term care – today — is about $82,000 a year.  Wow, that hurts!   If you cover your ass(ets) and get long-term care insurance, you’ll significantly reduce your costs.

 

So . . . DOES Medicare cover LTC?  No!     Does your health insurance cover LTC?   No!

 

Not a happy prospect.   We are all about protecting your money over here, so it may be time for you to start thinking about it, too.  Remember: the younger you are when you plan ahead the more you save.  The ‘Mom’ only wants what’s best for her little kiddies!

 

Educate yourself on the details of the ins and outs with the article here and contact The Insurance Mom for a chat about your future.  Mind your P’s and Q’s and you’ll be taken care of . . . long-term.…

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