The Insurance Mom, brought to you by Alison Gordon Insurance Services, Inc, CA Lic. 0780178

Want more take-home money in your paycheck?  Of course you do!   If you’re an employee (not an independent contractor) and are looking for ways to have more $$$$ in your checking account, then this article is for you.

Eva Rosenberg, aka TaxMama, has some great advice… it’s even easy to follow!   The Insurance Mom wants you to fight for your…

The Insurance Mom says that everything is negotiable… including the cost of your medical care.   You wouldn’t think twice about negotiating with an car dealer or a CraigsList vendor, right?  Well, you can — and should — do the same with your doctors, labs and hospitals.  Saving money is a good thing!  The Insurance Mom wants you to fight for…

If you or anyone you know is currently on Medicare and enrolled in a Part D drug plan, the new “Stealthcare” reform laws enacted this year are now starting to offer you a small safety net… really small.   If you reach the dreaded “doughnut hole” — that place where you have to pay full price for your prescriptions until the…

It could be a matter of life and death.   If you are hospitalized here are 3 ways to make sure mistakes don’t happen:

1.   BE THERE! Stay with the patient at all times.  NEVER leave a hospitalized friend or family member alone.  Even if you have to hire a private duty nurse for night times.

2.  ASK QUESTIONS! Don’t worry…

Remember that as of January 1st, your deductible will re-set to ZERO and you get to start all over again for 2010.   Got FAQs?  www.TheInsuranceMom.com is the place to go for answers!

• Ask your insurance company to confirm that the health care provider is in its provider network  — or you can simply ask your doctor or lab or hospital
• Read your insurance plan’s benefits booklet (or online benefits summary).    First, look at the sections labeled “Exclusions” or “Not Covered,” you’ll find good information there.   If you have any doubt

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