Here are all the articles I wrote during June, 2015. I hope they're useful to you.

June 24th, 2015

Have YOU planned for the OMG??!

Do YOU have enough bucks tucked under the mattress for that OMG-unexpected-high-medical-expense?  And, they’re always unexpected!  How will you pay for stuff?   Most people don’t have enough saved up for that OMG! time… or even for sushi next week.    I have some great ideas… like an automatic savings plan, like life insurance, like disability insurance, like Long Term Care Insurance.

Call The Insurance Mom… we should tawk!…

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June 23rd, 2015

ACA woes?  Hospitals and Docs feel it too!

Life since the Affordable Care Act is an interesting environment.  Everything is changing at such a rapid pace, no one knows how to keep up.  Hospitals are in the same boat, too!

In a recent study, 75% of hospitals have reported an increase of emergency room traffic since the ACA started.  Not only that, but there’s a huge increase in the number of people in Medicaid (in CA it’s Medi-Cal).   BUT doctors don’t want to take new Medicaid patients because Medicaid pays doctors so poorly.

So just because more people have access to health insurance, it doesn’t necessarily mean they have access to timely medical care.     And that, my friends, is true no matter what health insurance you have or whenever you try to see a doctor!

My assistant was sick a few weeks back, and she had the WORST time getting an appointment to see her doctor!  I think doctors offices may be feeling strapped for time too!

Some food for thought while we peel back the many layers of this onion.  And keep in mind to plan ahead when you can, keep ahead of illness so you’re not scrambling when you really need help.  Check out the article with more info from the President of the American College of Emergency Physicians:

http://www.benefitspro.com/2015/05/04/er-visits-keep-climbing-under-ppaca.…

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June 15th, 2015

Weight for it . . .

Up until recently, I was really into weightlifting.  I used these guidelines in my weight training, and still use these mantras every day – no matter what I’m doing.  Here are the motivations (and inspirations) my trainer taught me.

 

Breathing

Strength / Power

Flexibility

Endurance

Coordination

Flow

Precision

You cannot have strength without flexibility.  You cannot have power without taking deep breaths.  You cannot reach a goal without endurance, flexibility, and flow.  And it takes precision to be clear with yourself to achieve and surpass your goal.…

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June 10th, 2015

Can you measure the value of time?

Tim Wiholt, an insurance broker from Nashville, wrote this lovely LinkedIn post.  I adored it!  I just had to share his sentiments.

Life by the numbers . . . the average person lives to be about 80.  We spend roughly the first 20 years learning, the last 20 retiring, and the 40 in the middle ‘making a life.’

His message?  We all have the same amount of time on this little planet.   Make those precious minutes for the time in the middle count.  And take care of yourself mentally, physically, and financially to enjoy those last 20.

The best way to make sure the latter 20 years go smoothly is to plan ahead with Long Term Care insurance.  The best way to make sure your loved ones are protected is to get Life insurance, so your family has choices, not expenses.  No way to predict the future, but there is such a thing as smart planning.

Bravo, Tim!  Wiser words were never spoken.  Read the whole article with tips on time management here: https://www.linkedin.com/grp/post/42972-5989768525483438081

 …

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June 4th, 2015

Good news for the ladies!!

Hurray!

On 5/11/15, the Department of Health and Human Services (ObamaCare)  told insurance companies they HAVE to give ladies access to  ALL federally approved methods of birth control.  NO EXCEPTIONS!

Women’s groups have been reporting that IUD’s, Plan B, the patch, and the ring have been refused by many insurance companies.  According to the White House, this is breaking the law.

Another positive step in the enforcement of some good bits of the Affordable Care Act.

http://www.ibamag.com/news/white-house-cracks-down-on-insurers-flouting-birth-control-requirements-22455.aspx

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