Here are all the articles I wrote during June, 2013. I hope they're useful to you.

June 20th, 2013

Aetna Bites The Dust

Did you  know?  If you are in California and have an individual health insurance policy with Aetna, you are being abandoned on January 1, 2014.   Because of certain provisions in ObamaCare (aka The Affordable Care Act aka ACA), Aetna has decided to get out of the California individual market (can anyone say “profit margin”?) and focus only on employer-sponsored plans.

You are one of approximately 50,000 who will be left to figure it out on your own.    Aren’t you relieved that The Insurance Mom is here to help you!?  What ever will you do?

Fortunately, by the end of this year there’ll be lots of options but you’ll need help to figure them all out.   This health care reform stuff is confusing!    The Insurance Mom is a phone call or an e-mail away.  Let me know your FAQs!




Read More…
June 17th, 2013

ObamaCare and You

ObamaCare — aka The Affordable Care Act — is set to launch 1/1/14.

For California residents… this summer you’re going to be bombarded with radio and TV ads about the “Health Care Exchanges” or “Marketplaces” — known in California as “Covered California.”

ObamaCare will not necessarily save you money and it will not necessarily get you better coverage.
It will ONLY make sense for you to move to a Covered California plan  (aka The Exchange or Marketplace) IF you are eligible for a subsidy.  The premium assistance offered by California is only for people who earn less than 400% of the Federal Poverty Level.   (We will have a “subsidy calculator” available starting 10/1/13 to help us figure it out for you, but not until then.)
If you’re in California, please e-mail me before you do anything with your current coverage and I will advise you on the best action.  I can and will walk you through every step of the way, whether it’s a Covered California plan or a private one.


Read More…