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From the Los Angeles Times, a short Q & A.   Can you spot the fatal flaw in the legislation?   Tell me what you see.

Here’s another easy-to-read article about “stealth” care reform from CNN.  If you have employer-based health insurance, this could effect you and your employer.   And, for some, not in a good way.   Remember, that if your employer’s costs are going up, those cost increases are going to be passed along to you.   I especially like one of the comments following…

If you didn’t read the entire 12-page synopsis of the new Health Care Reform legislation which I posted a couple of days ago (because you found it just too exciting!), here is a year-by-year breakdown of what you can expect (the big stuff doesn’t happen until 2014).   Can you spot the fatal flaws?

2010

• Subsidies begin for small businesses

…

News From The Insurance Mom about Health Care Reform – An Easy to Read Summary

Well…  here it is folks, a Summary of the recent Health Care Reform bill signed into law on Monday, March 22.    As you’ll read there are very few changes that will have an immediate impact if you already have health insurance.  You might get some…

You really want to know what’s up with stealth care reform?   Here’s a handy 12-page summary of the bill to be voted on this weekend in the House of Representatives.    Cuddle up with your favorite snuggle-buddy, pour some coffee (you’ll need it to stay awake!), and get ready for a jaw-dropping read.     Highlights of the House Reconciliation Bill

First, always consult with a qualified broker, such as The Insurance Mom!

Second, buy only what is affordable.  Do not stretch to buy a policy that covers 100% of anticipated future costs.  It is much smarter to buy the amount of coverage for which you are sure you can keep making the premium payments.  It makes no sense to buy…

According to the Department of HHS, at least 60% to 70% of people over 65 will eventually need long term care, either at home or in a nursing home, and that can be very expensive.  The average stay in a nursing home is almost 4 years, at a cost of about $270,000.  Your health insurance does NOT cover this kind…

Remember to set your clocks one hour ahead this weekend!   Ah, Spring… more daylight, more sunshine, everything in the garden is beautifully in bloom.   Oh… I guess that means it’s allergy season.   Be sure you understand your health insurance plan’s prescription benefit, just in case you need to refill your allergy prescription.    Remember that Generic drugs are cheaper, for you…

On March 2, 2010, ARRA was amended by the Temporary Extension Act of 2010, which extending federal funding for the ARRA COBRA subsidy and unemployment benefits.

The deadline for eligibility for the 65% health insurance premium subsidy has now been extended through March 31, 2010. Previously, eligibility only extended to those who lost their jobs through Feb. 28.  Those eligible…